Credits

Credit is per model#

Tokex issues its own credit for each listed model and is the customer of record with each provider. It never imports a balance you hold at a provider, and provider credit never changes hands. A ChatGPT or Claude subscription is not API credit either.

The demo market’s seed list prices. gpt-5 is the hub: it sits in every pool and is the reference other credits are valued against.

Buying#

Buy credit by card with a 5% load fee, shown in the purchase quote before you pay (GET /v1/purchases/quote). Credit mints only when the payment processor confirms the charge, and exactly as quoted.

Spending#

A call burns credit at the model’s listed rate. Before it runs, the worst case (the prompt plus the maximum output) is held; what the answer did not use goes back. A call the provider rejects returns its whole hold, and a cap refuses before any provider sees the request, so neither costs anything.

Redeeming#

Redemption is built and switched off. When it is on, it pays the lower of the market and list price, less a stated fee, only for purchases past a hold period, and never more in total than the account itself paid in.

When a model is withdrawn#

While it stays listed you can trade that credit for another model’s or redeem it. Tokex may also convert stranded credit at a stated rate.